BANK CONVERSATION

How much loan do you require?
A             : I need to get some information for your loan appraisal.
B             : Yes please. Should I fill out the form?
A             : Yes you should, but I should ask you some questions first.
: How much loan do you require?
B             : I need USD 5,000
A             :  What do you do for a living?
B             : I run my own bussiness by renting house and cars also.
A             : How much is your income per month approximately?
B             : Around USD 500 to USD 600.
A             : What was your gross income last year?
B             : It was USD 7,100.
A             : Do you have any credit cards?
B             : Yes I do, I have 2 cards.
A             : How much debt do you have on your credit cards?
B             : Totally about USD 6,000.
A             : Do you have any outstanding loans?
B             : Yes, It’s around 5,000.

Do you have your bank account?

A         : What is your plan today?
B         : I’ll go to the Bank.
A         : Why do you go to Bank?
B         : Because I’ll save my money.
A         : Really? Do you have your bank account?
B         : Yes, I do.
A         : When did you open it?
B         : Last year. I opened it to help my father easier sending money to me.
A         : What kind of bank account do you have?
B         : Central Express Bank.
A         : Why do you choose that bank?
B         : Because the transferring process is very fast, and the monthly fee is low.
A         : I also want to open a bank account but I don’t know how.
B         : You just need to go to the bank and find the customer service desk, and tell that you want to open a bank account.
A         : Is there anything I need to bring with me?
B         : Just bring your valid ID card.
A         : Can I get the ATM card?
B         : Yes, of course. All new accounts now come with an ATM card.
A         : OK, thanks for informing me.